A lot of times people ask us if they have to take what an insurance company is going to offer in a case, and the answer is simply no. Attorney Michael Timberlake The chances of an insurance company offering the maximum settlement on a car insurance areaim is next to zero. The chance at a…
Rejected insurance claims – whether car or health – can have devastating effects. You need money to pay for things like medical bills and groceries following a car accident or health setback. Sometimes, a denied claim can mean that you and your loved ones’ survival depends on the final decision of insurance companies. Luckily, if…
If you have suffered an injury and received payments from your insurance provider, they may be able to collect money for your settlement from the party that caused your injury. This is possible due to a clause in your insurance contract called subrogation right. This allows a third party, usually a health, disability, or automobile…
A hospital lien is a common way for a hospital to protect itself by guaranteeing payment via a former patient’s personal injury settlement. Costly hospital bills can be a burden for many families. Medical bills resulting from car accidents, chronic illnesses, and unexpected emergencies can take a toll on a family’s finances. When someone arrives…
Health insurance is a common component of everyday life. In the event of a medical emergency, a person can use it to cover expensive healthcare costs. Health insurance can also cover routine exams and checkups. However, navigating health insurance coverage can be an enormous task. Although auto insurance and health insurance are separate forms of…
Car accidents are generally frightening experiences. Even a low-speed fender bender has the potential to produce a startling crunch of metal and the explosive deployment of airbags. Following an accident – if you are not at fault – you must deal with the reality of attempting to get compensation for damages you may have sustained…
Since the dawn of time, a game of tug and war has been played between insurance companies and policyholders. The battles can be brutal due to lost time and the methods insurance companies use to pay as little as possible to the injured party. That’s because when you file an insurance claim, the company may…
There are serious legal liabilities that can come with gun ownership and use, especially anytime a firearm injures another person—whether done intentionally or even accidentally. If one person intentionally shoots another without legal justification, they can face criminal charges ranging from assault to murder and may face serious jail time or worse. However, the shooter…
The state can suspend a driver’s license or an owner’s vehicle registration until the proper forms are submitted and fees paid when an uninsured vehicle is involved in a collision or when a driver is pulled over and fails to provide proof of insurance. The Code of Alabama has two different chapters governing mandatory car insurance…