insurance system

Alabama Car Insurance: Minimum Coverage and Full Coverage Options

We recently prosecuted a horrific car accident case involving personal injuries and multiple wrongful deaths. Unfortunately, the responsible driver only carried the minimum limits of coverage. This is a problem that we see too often.  In this case, we were fortunate to be able to make claims with our client’s insurance carriers for underinsured/uninsured motorist…

Underinsured Motorist Coverage After a Car Wreck in Alabama

Understanding Underinsured Motorist Coverage After a Car Wreck in Alabama

A car wreck has a way of dismantling assumptions in seconds. You assume the other driver has Alabama car accident insurance coverage. You assume their policy will cover your medical bills. And you assume that following the rules will protect you. Those assumptions, however, unravel fast. That’s why uninsured motorist (UM) and underinsured motorist (UIM)…