Car accidents are chaotic. One moment you’re vibing to your favorite playlist, the next you’re exchanging insurance information with a stranger who just rear-ended you. Whether it’s a minor fender-bender or a more serious collision, knowing how to document evidence properly can mean the difference between a smooth insurance claim and a frustrating uphill battle.
Let’s walk through the essential steps to protect your rights and your wallet.
Take Photos and Videos at the Scene
First things first: your smartphone is your best friend. Once it’s safe to do so (no one’s seriously injured), start capturing everything.
What to document:
- Vehicle damage: Wide shots and close-ups from multiple angles.
- Other vehicles: Their damage matters too, especially for liability purposes.
- Scene details: Road conditions, traffic signs, skid marks, debris, and other cars involved.
- Weather: Rain, fog, or glare can explain how the accident happened.
- License plates and vehicle information: Non-negotiable. Get it all.
Bonus tip: If the other driver admits fault, record it (politely). That video could be important.
Collect Witness Information and Police Reports
Sometimes, even the clearest visual evidence doesn’t paint the whole picture. Witnesses and official reports fill in the gap.
What to collect:
- Witness info: Name, phone number, and address.
- Police report: You’ll be required to call the police if the accident results in injuries or significant property damage. Ask for the report number and the officer’s name and badge number.
Keep Medical Records and Repair Estimates
Even minor injuries like neck strains or back pain can escalate over time. Insurance companies will want to see a detailed account of your injuries and treatment.
What to Save:
- Medical records and bills: Include every visit, prescription, and follow-up appointment.
- Repair estimates: Get quotes from reputable auto shops.
- Receipts for out-of-pocket expenses: Rental cars, rideshares, or any out-of-pocket costs.
These documents show the true impact of the accident, physically and financially.
Other Evidence You May Not Have Considered
Sometimes the smallest details make the biggest difference. Other evidence to note includes:
- Time and date: Essential for reports and claims.
- Insurance details: Exchange policy numbers and provider details.
- Road conditions: Construction zones, faulty lights, or potholes? Document it.
If you’re unsure what to record, err on the side of caution. Better too much than too little.
For general post-accident guidance, check out this post-accident checklist compiled by U.S. News & World Report.
The next time you hit the road, remember documentation is your armor. And if things go sideways, you’ve got allies ready to step in.
The law office of Timberlake, League & Brooks has a wealth of experience handling personal injury claims related to car accidents. Allow us to take the burden off your shoulders so you can focus on your recovery.
