More than 1,000 insurance companies are operating in Alabama. Each of these companies handles insurance disputes differently.
What is common among them all is that their number one priority is to pay out the least amount of money on an insurance claim. That’s why they use special tactics designed to keep you from getting the money you deserve.
Additionally, dealing with insurance companies can be time-consuming and frustrating, and you’ll understand the need to have professionals like the attorneys at Timberlake, League, and Brooks working for you.
Alabama courts will often strictly enforce insurance contracts in favor of the insurer over the policyholders, and insurance companies know this. So rather than taking the advice of an insurance adjuster or any representative of your insurance company, you should consult with an attorney first.
It’s important to have an attorney who will not only explain the insurance claims process to you but will also handle calls to and from the insurance company. Your attorney will also work to make sure you receive the money you deserve.
If you, or someone you love, have been injured and need help dealing with the insurance company, please contact the attorneys at Timberlake, League, and Brooks to set up a FREE consultation and discuss your legal options.
Frequently Asked Questions
1. How do I know if my injury is covered by insurance?
To determine if your injury is covered, start by reviewing your insurance policy. Coverage often depends on the type of insurance policy you hold (e.g., health, auto, homeowners) and the specific circumstances of your injury. If you’re unsure or facing confusion with policy language, consulting a personal injury lawyer can help clarify your coverage and legal options.
2. What should I do if my insurance claim is denied?
If your claim is denied, don’t panic. Start by asking your insurance company for a clear explanation in writing. Review the denial letter carefully, as some disputes arise from simple documentation errors or misunderstandings. If the denial seems unjustified, a personal injury lawyer can help dispute the denial, negotiate on your behalf, or even take the case to court if necessary.
3. How long does it take to settle an insurance dispute?
The timeline for resolving insurance disputes can vary greatly depending on the complexity of the case, the insurer’s responsiveness, and whether the dispute requires litigation. Simple disputes may be resolved in a few weeks, while more complicated cases could take months. An experienced personal injury lawyer can expedite the process by ensuring all necessary steps are handled efficiently.
4. Will hiring a personal injury lawyer improve my chances of resolving an insurance dispute?
Yes, hiring a personal injury lawyer can significantly enhance your chances of a successful outcome. Lawyers have experience dealing with insurance companies, understand policy language, and know how to collect the evidence needed to strengthen your claim. Their expertise can level the playing field, especially if the insurer is being uncooperative or acting in bad faith.
