Alcohol allows us to connect socially and to celebrate special events and holidays. According to the CDC, 66.3% of Americans over 18 consumed alcohol in 2018. Bars and restaurants are popular places for alcohol consumption. Too much alcohol could lead to driving under the influence. Alabama has liquor liability laws, also known as dram shop…
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Health insurance is a common component of everyday life. In the event of a medical emergency, a person can use it to cover expensive healthcare costs. Health insurance can also cover routine exams and checkups. However, navigating health insurance coverage can be an enormous task. Although auto insurance and health insurance are separate forms of…
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Car accidents are generally frightening experiences. Even a low-speed fender bender has the potential to produce a startling crunch of metal and the explosive deployment of airbags. Following an accident – if you are not at fault – you must deal with the reality of attempting to get compensation for damages you may have sustained…
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Driving someone else’s car can be risky and expensive if you are ever involved in an accident. No matter how carefully you drive, the unexpected can occur. Likewise, there are some important matters to consider before getting behind the wheel of another person’s vehicle. At the top of that list is who is actually responsible…
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Car accidents are, unfortunately, daily occurrences that affect countless lives. In 2018 alone, there were more than six and a half million car crashes resulting in more than 36,500 deaths. Though car wrecks are regularly occurring, they are not all the same and may happen due to circumstances beyond or within your control. 6 of…
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Buckle your seat belt! Following this timeless piece of advice is the single most important thing you can do to protect yourself and others riding in your car in the event of a crash. According to the National Highway Transportation Safety Administration, wearing a seat belt is the most effective way to reduce the risk…
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Weather conditions often impact drivers on the roadways in Alabama. Unfortunately, inclement weather often contributes to an increase in motor vehicle wrecks. Rain, wintery conditions, and even bright sun or high wind may contribute to collisions. How Are You Responsible When Driving in Bad Weather Every driver must always use “reasonable care” whenever operating a…
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2,841 deaths. 400,000 people hurt. What caused this alarming number of deaths and injuries in 2018? According to the National Highway Traffic Safety Administration, it was distracted driving. (source) In 2012, the Alabama legislature passed a law banning texting and driving to help make our roads safer. But what exactly does the law include? Read…
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In Alabama, the measure of personal property damage is the difference between the reasonable market value of the property immediately before it was damaged and its reasonable market value immediately after it was damaged. In cases where an automobile is damaged but is not a total loss, the cost of repair is considered when determining the…
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